Hong Kong’s livi bank unveil livi Flexi Loan

Customers can access up to HK$1m in loans in as fast a 2 minutes.

Hong Kong’s livi bank has launched the livi Flexi Loan, a fully-automated retail loan that offers customers up to HK$250,000 in funds without the need for documents.

Customers can access between HK$10,000 up to HK$1m for as fast as 2 minutes 24/7, with an annualized percentage rate (APR) of as low as 1.2% and zero handling fees. Loans below HK$250,000 may not even require proof of income or address. 

Our customers can set their loan periods from three to 60 months, and repayments will be automatically deducted from their liviSave accounts.

Once approved, funds will be automatically sent to customers’ liviSave accounts. Repayment schedules will also be reflected in customers’ livi app.

After repayment, customers can reborrow multiple loans within their approved loan limit, anytime, without the need to re-apply.