Thailand

Find out if the bank's tiniest branch will also operate 24/7.

Thanks to Sahaviriya Steel Industries' reclassification.

But the bank insists it does not have to pay.

Risks are prevalent in the SME and unsecured retail loans segments.

But analysts think this scenario is "too pessimistic".

But asset quality pressures will persist.

Total assets grew a measly 1.4% in September.

But NPLs are unlikely to escalate.

But loan demand is unlikely to accelerate.

It fell to as low as 3% recently.

Back in 2012, Thailand's Electronic Transactions Commission issued regulations that mandated domestic processing of domestic debit card transactions with debit cards issued in Thailand. It granted a grace period of one year for service providers to meet the new requirements.

It slipped 4% to ~USD1.2bn in 2Q16.

KrungThai Bank's non-performing assets could reach as much as US$1bn in 2H16.

NPLs had risen to 3.6% in 1H16.

Investment gains also declined 97%.

It may prove disruptive to banks.